btadiet.blogg.se - Hdfc bank employee salary slip

Applicants are required to be employed with a private, public sector, or government body at the time of taking the loan. No, HDFC Bank only offers personal loans to salaried individuals.

Can business owners take personal loans from HDFC Bank?.

You can take a top up loan from HDFC when you opt for a balance transfer with HDFC. The loan repayments can be done via post-dated cheques, ECS, or via a standing instruction to debit the repayment amount from your HDFC Bank account. You can repay your loan amount in Equated Monthly Installments (EMIs).

You should have been employed at their present organization for a minimum of 1 year.

You should have an overall work experience of at least 2 years.

The minimum income required is Rs.25,000 per month.

You should be over the age of 21 years.You should be employed at a private company, a public sector company, or with a state, central, or local government body.From 3rd return onwards: Rs.550 + taxes per instanceĮligibility Criteria for HDFC Personal loan.2nd return in a month: Rs.500 + taxes per instance.1st return: Rs.450 + taxes per instance.2% of the outstanding principal (loan tenure if over 36 months)Ģ% per month will be charged on the principal or EMI that is overdueĪs per the laws of the state that the applicant resides in.3% of the outstanding principal (loan tenure between 25 - 36 months).4% of the outstanding principal (loan tenure between 13 - 24 months).

Up to a maximum of 2.5% of the loan amount, subject to a maximum fee of Rs.25,000